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<p>Today marks 25 years of Karl Tatler Estate Agents!</p>
<p>Without our amazing employees, none of this would have been possible. Thank you everybody for the ongoing love and support!!</p>


Karl_Talter_first_office_about_us_page

Our beginnings

<h6>In a notable move to address economic conditions, the Bank of England has announced a 0.25% reduction in its base rate, lowering it from 5% to 4.75% following the latest Monetary Policy Committee (MPC) meeting. This marks the first time the rate has fallen below 5% since June 2023.</h6>
<h6>The base rate cut will benefit borrowers with variable or tracker mortgages, offering them immediate financial relief. For every £100,000 borrowed, monthly payments will decrease by approximately £25, providing a welcome reduction in household expenses during challenging economic times.</h6>
<h6>While this adjustment doesn’t directly affect fixed-rate mortgages, industry experts are optimistic about potential indirect effects. If swap rates, which influence fixed mortgage pricing, begin to decline in response to the Bank’s decision, further reductions in mortgage rates could be on the horizon.</h6>
<h6>This rate cut reflects the Bank’s ongoing efforts to balance inflation control with economic support, signaling a potential shift in monetary policy direction after months of steady rates.</h6>


Bank of England Lowers Base Rate to 4.75%

<h5>We would like to extend a huge thank you to everyone who joined us for our Q3 Social event at Riverside Bowl! The evening was a fantastic opportunity for colleagues to meet, mingle, and share a great night with both new recruits and fellow team members from different branches.</h5>
<h3>Highlights of the Night:</h3>
<p><strong>Team Victory:</strong><br />
Congratulations to the winning team, led by Darren, Lauren C, Chloe H, Vicki, Linda, and Andy Spink. Their incredible combined score of 1105 earned them breakfast for their offices. 🏆🙌🏻</p>
<p><strong>Top Individual Performances:</strong></p>
<ul>
<li>Andrew Schofield claimed the highest single-game score with an impressive 149.</li>
<li>Andy Spink took home the prize for the highest combined individual score across games, achieving a fantastic 261, and securing breakfast for his team as well! 🏆</li>
</ul>
<p>The pins didn’t stand a chance!</p>
<h3>Recap Video:</h3>
<p>Thanks to Andy Flush for compiling video footage of the night. Be sure to check it out and relive the evening&#8217;s highlights!</p>
<hr />
<p>Looking ahead, mark your calendars for our upcoming <strong>Q4 Christmas Black-Tie Party</strong>, scheduled for <strong>Wednesday, 11th December</strong> at The Manor Barn in Greasby.</p>
<p><iframe loading="lazy" title="Karl Tatler Quarterly Social - Riverside Bowling" width="500" height="281" src="https://www.youtube.com/embed/6iYjPZxC9Bc?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></p>


Q3 Social Event: Riverside Bowling

<p style="font-weight: 400;">Details on the implementation of the Renters Reform Bill remain limited, it was introduced to Parliament on 11th September 2024 and if passed without amendments, the bill could come into effect as early as Spring/Summer 2025. We are committed to keeping you updated with the latest information to address concerns and provide reassurance.</p>
<p style="font-weight: 400;">After an initial delay, the Labour government has brought Renters’ Rights back into focus with the introduction of the Renters Rights Bill. The key proposals include:</p>
<ul style="font-weight: 400;">
<li>Abolishing Section 21 ‘no fault’ evictions</li>
<li>Making all tenancies periodic (month-by-month)</li>
<li>Expanding possession grounds to allow landlords to reclaim their properties when needed</li>
<li>Strengthening tenants’ rights to challenge rent increases</li>
<li>Granting tenants the right to request pets, which landlords must consider reasonably, with the option for tenants to arrange pet insurance</li>
<li>Applying the Decent Homes Standard to the private rented sector</li>
<li>Creating a digital database to provide essential information for landlords, tenants, and councils</li>
<li>Establishing a private rented sector ombudsman for quicker and more cost-effective dispute resolutions</li>
<li>Prohibiting discrimination against tenants receiving benefits or those with children</li>
<li>Providing local councils with enhanced investigatory and enforcement powers</li>
</ul>
<p style="font-weight: 400;">The lettings industry has always been highly regulated, and it continues to evolve. The proposed bill represents another major shift, but it’s far from the first significant change we&#8217;ve experienced. Over the past decade, we’ve successfully adapted to reforms such as the Tenant Fees Act, changes in electrical safety standards, new licensing requirements, and the introduction of Right to Rent checks. We believe these new changes will also be manageable and become part of standard practice over time. The KT Lettings team is here to support you through the process and ensure you&#8217;re kept informed every step of the way.</p>
<p style="font-weight: 400;">The proposed abolition of ‘no fault’ evictions aim to protect tenants from being unfairly evicted due to rent increases or for reporting maintenance issues—something that we at Karl Tatler have always actively discouraged. Most of our landlords already prioritize maintaining positive relationships with their tenants and reaching compromises to ensure smooth, successful tenancies. According to the current bill, landlords will still have the option to regain possession of their properties for reasons such as selling, moving back in, rent arrears, or anti-social behaviour. However, a 12-month protection period will be introduced at the start of a tenancy, preventing landlords from evicting tenants during this time, even for these reasons. Additionally, landlords will need to provide four months’ notice, and properties cannot be re-let for at least a year if tenants are evicted for reasons like selling or moving back in.</p>
<p style="font-weight: 400;">All tenancies will become periodic from the beginning, meaning tenants can end the tenancy at any time by providing two months&#8217; notice. While specific details on how this will be facilitated are still emerging, it is expected that Section 8 notices will be restructured to account for these changes. The Government is aiming to pass the Renters Rights Bill by next summer, which should allow time to clarify uncertainties—such as how the courts will manage an increased number of Section 8 eviction cases.</p>
<p style="font-weight: 400;">Most of the remaining proposals appear to build on existing policies, so we are optimistic that disruption will be minimal. If you are managed by Karl Tatler, rest assured that we already have processes in place that can be adapted to meet the new requirements, ensuring a seamless transition.</p>
<p style="font-weight: 400;">Our team is actively preparing for these changes and staying informed to ensure that we can continue to offer you the best service. If you have any concerns or questions, please feel free to contact our Lettings department at 0151 342 5777. We will keep you updated with any new developments as they arise.</p>


bmw_mini-17

Update on the Renters Reform Bill: What You Need to Know

<h5>Liverpool Echo have done a lovely write up talking all about Thurstaston beach &#8211; our hidden gem!</h5>
<p class="sc-fa6c5a7b-0 bUyXtq">&#8220;While people travel all over the region for Crosby and Formby beaches, Thurstaston is a hidden gem primarily used by Wirral locals. The beautiful stretch of land sits on the Dee Estuary shoreline, looking toward Wales and the Clwydian Hills with phenomenal views you won&#8217;t find anywhere else.</p>
<p class="sc-fa6c5a7b-0 bUyXtq">The sand and shingle beach lies below clay cliffs and remains unspoilt from eye sores or mass footfall. On good days, you can watch the Dee Sailing Club riding the waves. You can even join the team if you own a boat yourself. If you prefer to remain on land, the shore is the ideal spot for barbecues, picnics and reading.&#8221;</p>
<p>Click on the link to read the rest of the article from the Liverpool Echo&#8230;</p>
<p><a href="https://www.liverpoolecho.co.uk/whats-on/family-kids-news/hidden-gem-beach-beautiful-walking-29632709">Hidden gem beach with beautiful walking path, cafés and country park &#8211; Liverpool Echo</a></p>


Hidden gem beach with beautiful walking path, cafés and country park

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Bank of England Lowers Base Rate to 4.75%

Q3 Social Event: Riverside Bowling

Update on the Renters Reform Bill: What You Need to Know

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